How Chauhan Securities Helps Families Build Generational Wealth

How Chauhan Securities Helps Families Build Generational Wealth

August 05, 2025

 

Introduction:

Wealth is not just about money it’s about creating a secure future for the next generation. At Chauhan Securities / ShreeMoney Enterprises LLP, we help families plan, grow, and preserve wealth that lasts beyond a lifetime.

Whether you're planning your children’s education, creating a retirement corpus, or setting up a financial legacy our solutions are tailored for your entire family's financial health.

🔹 1. Multi-Goal Planning for Every Family Member

Families have multiple financial needs running in parallel:

Education planning for kids

Rztirement planning for elders

Emergency corpus

Wealth transfer strategy

Tax saving for working members

We bring all these goals under one unified financial plan personalised for your family’s structure.

🔹 2. Solutions for All Generations

We serve three generations of clients across many families:

👵 Senior Citizens

→ Safe, fixed income planning with tax efficiency

👨‍💼 Working Adults / Business Owners

→ Growth strategies via SIPs, Direct Equity, PMS, Bonds, etc.

👨‍🎓 Young Investors / Children

→ Early investment education, Children’s Future Plans, ELSS, PPF

🔹 3. Long-Term Wealth Creation with Discipline

Creating generational wealth requires:

Patience

Smart asset allocation

Rebalancing during market changes

Avoiding emotional investin

We help families stay disciplined and invested for the long haul with quarterly reviews, transparent reporting, and regular communication.

🔹 4. Estate & Succession Planning Support

We offer assistance on:

Nominee updates

Will creation guidance

Joint account strategies

Tax planning for intergenerational transfers

We’ve seen how a little planning today can prevent major confusion tomorrow.

🔹 5. Trust Built Over Decades

Our clients have trusted us with their entire families’ portfolios since 1998.

Why?

Because we’re not here for transactions  we’re here for generational relationships.

As one client put it:

"I invested through them... and now my son and daughter-in-law do too. It's not a company  it's a part of our family’s financial life."Vinod Sanghoi, Businessman, Mumbai

✅ Conclusion

Your wealth should not retire when you do.

Let Chauhan Securities help you build, protect, and pass on your wealth across generations with ethics, strategy, and personalised service.

Because financial legacy is not built in a day it’s built with decades of care.

📞 Call to Action:

📲 Want to plan for your family’s future not just your own?

Let’s create a multi-generational wealth plan that truly lasts.

Contact ShreeMoney Enterprises LLP today.

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Why Every Investor Needs a Trusted Financial Advisor

Why Every Investor Needs a Trusted Financial Advisor

January 31, 2023

 

Title:

🔑 Why Every Investor Needs a Trusted Financial Advisor – Not Just a Demat Account

Introduction:

In today's digital age, anyone can open a trading account in minutes. But making the right investment decisions? That takes more than just a few clicks. Whether you're a beginner or a seasoned investor, having a reliable financial advisor by your side can be the difference between uncertainty and wealth creation.

1. Personalized Guidance, Not One-Size-Fits-All

Every investor has unique financial goals retirement, children’s education, wealth creation, or regular income. A trusted advisor like Chauhan Securities understands your goals, risk appetite, and time horizon, and then suggests a personalized investment plan.

2. Emotional Discipline in Volatile Markets

Markets rise and fall and so do investor emotions. During a market crash, panic leads to wrong decisions. A financial advisor helps you stay focused, avoids knee-jerk reactions, and keeps your long-term plan intact.

3. Expert Research & Insights You Can Trust

At Chauhan Securities, we blend decades of capital market experience with real-time research and analysis. Instead of guessing which stock or mutual fund to choose, our clients receive data-driven advice backed by over 40 years of experience.

4. Portfolio Health Checks & Rebalancing

A good portfolio isn’t just about choosing the right stocks  it’s about regular monitoring. Our team reviews client portfolios periodically to rebalance them, ensuring alignment with changing goals and market conditions.

5. Trust, Transparency, and Long-Term Relationships

Investors stay with us for decades not just because we grow their wealth  but because they trust us. We believe in full transparency, honest advice, and ethical practices that put clients' interests first.

Conclusion:

In the world of DIY investing and online tips, having a financial advisor is like having a GPS in an unknown city you may still reach the destination on your own, but with guidance, it’s faster, smoother, and safer.

So if you’re looking to build wealth with confidence, trust the expertise of Chauhan Securities  Shreemoney Enterprises LLP.

Your journey to financial success deserves a partner who walks every step with you.

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Beginner’s Guide to Investing in the Indian Stock Market

Beginner’s Guide to Investing in the Indian Stock Market

January 31, 2023

Introduction

The stock market may seem overwhelming at first graphs, indices, and constant news flashes. But the truth is, you don’t need to be a financial expert to start investing. With the right knowledge and guidance, anyone can begin their investment journey confidently.

At Chauhan Securities, we’ve helped countless first-time investors move from confusion to clarity and this guide is your first step.

🔹 1. What is the Stock Market?

The stock market is a platform where shares of publicly listed companies are bought and sold. As a retail investor, you can become a part-owner of companies like Infosys, HDFC Bank, or Reliance by purchasing their shares.

🔹 2. Why Should You Invest?

Beat Inflation: Savings in your bank can’t keep up with inflation. Stocks can.

Wealth Creation: Historically, equity has given higher returns than FDs or gold over the long term.

Compounding Growth: Reinvesting your profits leads to exponential growth over time.

🔹 3. Key Investment Options for Beginners

Direct Equity (Stocks): Higher returns, higher risk. Ideal with guidance.

Mutual Funds (SIP): Safer for beginners, especially with long-term SIPs.

Index Funds/ETFs: Track market indices like Nifty 50 good for passive investors.

IPO Investing: Invest in newly listed companies exciting but needs research.

We help clients choose the right mix based on goals and risk levels.

🔹 4. Mistakes Beginners Should Avoid

Chasing “tips” and rumors

Panic-selling during market dips

Investing without a clear goal or time horizon

Overtrading

Ignoring diversification

Remember: Your best friend is discipline, not luck.

🔹 5. How Chauhan Securities Supports First-Time Investors

Personalized onboarding to explain the basics clearly

Goal-based investment planning

Curated SIPs and equity picks for your profile

Ongoing advice and rebalancing

24+ years of trusted experience

✅ Conclusion

Investing in the stock market is not gambling it’s a strategic tool for building wealth. With the right partner, you can make smart, safe, and profitable decisions from day one.

At Chauhan Securities, we make sure your first steps in the market are confident and informed.

 

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Power of Long-Term Investing: How We Help Our Clients Build Wealth

Power of Long-Term Investing: How We Help Our Clients Build Wealth

January 31, 2023

 

Introduction

"Time in the market is more important than timing the market."

This is not just a quote it’s a wealth-building philosophy we follow at Chauhan Securities. Long-term investing is the most effective way to grow wealth, beat inflation, and secure your future.

In this blog, we’ll explore why long-term investing works, and how our clients have benefitted from this approach over the years.

🔹 1. What is Long-Term Investing?

Long-term investing means holding onto assets like equities or mutual funds for 5, 10, 15+ years, instead of short-term trading. This allows the power of compounding to work in your favour.

🔹 2. The Magic of Compounding

When your returns start earning returns, your wealth grows exponentially over time.

For example:

Investing ₹10,000/month in an equity mutual fund at 12% CAGR for 20 years can grow to ₹1 crore+.

The longer you stay invested, the greater the growth.

🔹 3. Real-World Success from Our Clients

Some of our clients have been with us since 1998 — and many of them have seen their portfolios multiply several times due to disciplined long-term investing.

They didn’t chase quick profits. They followed our research, stayed invested, and built sustainable wealth.

🔹 4. Why Long-Term Investing Works

Rides out market volatility

Benefit from India’s economic growth

Reduces risk of losses over time

Less stress and decision fatigue

Lower taxes (LTCG) compared to frequent trading

🔹 5. How We Help You Stay on Track

At Chauhan Securities, we don’t just advise we build strategies:

Goal-based investing plans (retirement, education, wealth building)

Periodic portfolio reviews & rebalancing

Emotional support during market corrections

Hand-picked mutual funds & equity recommendations based on deep research

✅ Conclusion

Long-term investing isn’t boring it’s powerful, proven, and peaceful.

It builds financial freedom, not just returns. And with the right advisor by your side, you can walk the journey with confidence.

At Shreemoney Enterprises LLP, we’ve spent decades helping clients like you stay focused on what matters most: long-term growth and wealth security.

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Mutual Funds vs Direct Stocks – What’s Right for You?

Mutual Funds vs Direct Stocks – What’s Right for You?

January 31, 2023

 

Introduction

One of the most common questions we get at Chauhan Securities is:

“Should I invest in mutual funds or buy stocks directly?”

The answer? It depends on your financial goals, time, risk appetite, and knowledge.

Let’s break it down clearly, just like we do for our clients every day.

🔹 1. What Are Mutual Funds?

Mutual funds pool money from many investors and invest in a diversified portfolio of stocks, bonds, or other assets all managed by professional fund managers.

Best for:

✔️ Beginners

✔️ Those with limited time

✔️ Investors looking for diversification & long-term growth

🔹 2. What is Direct Stock Investment?

Here, you choose and buy shares of individual companies yourself (e.g. HDFC Bank, TCS, Titan). You need to track news, earnings, and industry trends.

Best for:

✔️ Experienced investors

✔️ Those who enjoy market research

✔️ Higher risk-takers with time to monitor markets

🔹 3. Key Differences (At a Glance)

Feature Mutual Funds Direct Stocks

Managed by Experts Yes No

Diversification High Depends on investor

Risk Level Moderate Higher

Time Involvement Low High

Returns Potential Good Very High (with skill)

Suitable For Beginners / Busy clients Active / Experienced investors

🔹 4. How We Help Clients Choose the Right Fit

At Chauhan Securities, we don’t push products we understand you first.

Based on your goals, age, income, and comfort level, we suggest the right mix.

✅ Young salaried clients mostly SIP in mutual funds

✅ Businessmen a mix of mutual funds and high-potential stocks

✅ Retirees low-risk hybrid funds or debt investments

✅ HNIs – Equity + PMS + AIF + Bonds

🔹 5. Hybrid Approach Best of Both Worlds

Many of our clients use a hybrid strategy:

SIPs in mutual funds for steady wealth building

Direct stocks for high-growth opportunities

We help monitor, rebalance, and update your portfolio as markets and goals evolve.

✅ Conclusion

There’s no one-size-fits-all answer.

Mutual funds are great for simplicity and safety.

Direct stocks are great for control and high return (with guidance).

At Shreemoney Enterprises LLP, our job is to help you find the right combination based on where you are, and where you want to go financially.

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Home Loan & Property-Backed Loan Advisory

Home Loan & Property-Backed Loan Advisory

January 31, 2023

 

Smart Financing Solutions Backed by Trusted Guidance

In today’s fast-moving financial world, a property isn’t just a place to live — it’s an asset that can help you unlock funds for growth, emergencies, or planned goals.

At Chauhan Securities, we don’t offer loans directly — we guide you through every step of choosing the right Home Loan or Loan Against Property (LAP) with trusted banks and NBFCs. With over 25 years of financial advisory experience, our insights help you make informed borrowing decisions without confusion.

✅ What We Offer:

Loan Need Assessment: Whether it’s buying a new home or raising capital for business, we help you define the exact loan requirement.

Comparison Advisory: We compare multiple loan options from leading financial institutions.

EMI & Tenure Planning: Personalised EMI & tenure planning to match your income and financial goals.

Documentation Support: Get guidance on paperwork, eligibility, credit score, and valuation reports.

End-to-End Handholding: From application to sanction — we’re with you throughout.

🧠 Who Should Consider This:

First-time home buyers

Businessmen in need of quick working capital

Property owners looking to unlock liquidity

Families planning real estate investments

📌 Why Choose Chauhan Securities?

Because we offer independent, research-backed, and honest guidance — not sales. Our goal is to empower you with clarity so that you choose the best-fit product with full confidence.

“Don’t just borrow. Borrow smart — with Chauhan Securities by your side.”

At Shreemoney Enterprises LLP, our job is to protect your wealth, grow it systematically, and keep you focused on what truly matters your financial freedom.

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How Chauhan Securities Helps Senior Citizens Invest Safely

How Chauhan Securities Helps Senior Citizens Invest Safely

January 31, 2023

 

Introduction:

Retirement doesn’t mean you stop earning it means your money should start working smartly for you. But for many senior citizens, investing feels risky and confusing. At Chauhan Securities (ShreeMoney Enterprises LLP), we specialize in low-risk, high-trust investment solutions for retirees and elderly investors.

We’ve proudly helped hundreds of senior citizens gain financial security, monthly income, and peace of mind.

🔹 1. We Understand Their Concerns

Senior citizens often worry about:

Capital safety

Regular income

Medical emergencies

Avoiding fraud or mis-selling

Our first step is always listening patiently and understanding their comfort zone before giving any suggestions.

🔹 2. Safe Investment Options We Offer

We create customised low-risk portfolios using:

Senior Citizen Savings Schemes (SCSS)

Monthly Income Plans (MIPs) in mutual funds

Debt Mutual Funds with low volatility

Tax-Free Bonds, Corporate Bonds & Fixed Deposits

Hybrid Funds with balanced risk

Health Insurance guidance (via trusted partners)

Everything is fully explained, transparent, and in line with their goals.

🔹 3. Personalised, Human Touch

Unlike robo-advisors or online platforms, we meet or call our senior clients personally explain documents line by line, assist with account operations, and make sure they feel respected and comfortable.

We often work with:

Retired government & PSU employees

Homemakers managing inherited funds

Senior couples planning for succession

Elder clients with no financial background

🔹 4. Trusted By Families for Decades

As one of our retired clients, Bharti Kawathe (Ex-BPCL Employee), said:

“They offered investment opportunities that were safe, suitable for my age, and aligned with my goals. I felt truly cared for not just as a client, but as a person.”

Our existing clients often introduce their parents to us because they know we value people over products.

✅ Conclusion

For senior citizens, investing should feel safe, simple, and stress-free.

At Chauhan Securities, we combine 25+ years of market experience with deep empathy to offer secure, honest, and profitable advice to India’s elderly investors.

We don’t just manage money we protect dignity and independence.

📞 Call to Action:

👴 Are you a senior citizen looking for safe investment options?

👵 Or want your parents' funds managed by someone you can trust?

📲 Contact Chauhan Securities today and let’s build a worry-free future together.

.

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How We Help Business Owners Manage Idle Capital & Grow It

How We Help Business Owners Manage Idle Capital & Grow It

January 24, 2023

 

Introduction

Businessmen work hard to earn profits but what happens to the idle capital sitting in current or savings accounts? It loses value due to inflation. At Chauhan Securities, we help business owners put that idle money to work safely, smartly, and profitably.

Our customized advisory ensures your surplus funds generate returns without disturbing your business cash flow.

🔹 1. Understanding Business Needs First

Every business is different. That’s why we begin by understanding:

Nature of business

Working capital cycle

Short-term vs long-term liquidity needs

Risk appetite of the business owner

Only then do we suggest where and how to invest.

🔹 2. Ideal Investment Products for Business Owners

We create a flexible mix of:

Liquid & Ultra Short-Term Mutual Funds for parking funds with higher returns than FDs

Debt Funds or Corporate Bonds for medium-term safety

Equity SIPs or Hybrid Funds for long-term wealth creation

Tax-saving options like ELSS or Capital Gain Bonds

Large Direct Equity bets with strong fundamentals for business owners with higher risk appetite

🔹 3. Tax Efficiency & Audit Friendly Options

We work with your CA or finance team to ensure all investments are:

Audit-ready

Properly documented

Tax efficient

Linked with PAN, GST, etc.

Our partner, CA Gautam Chauhan, personally oversees compliance needs for business clients

🔹 4. Flexible Liquidity Solutions

We ensure that funds are accessible when needed.

Our investment plans are always structured in layers so urgent needs never face delays.

Example:

✅ ₹5L in Liquid Fund (1–3 days liquidity)

✅ ₹10L in Debt Fund (6–12 month parking)

✅ ₹10L in Equity/HYBRID (3–5 year goals)

🔹 5. Real Clients, Real Results

Clients like Ramesh Shah and Bharat Jain, both businessmen, have trusted us since the late 90s.

“They check your portfolio health and rebalance it for good results... Chauhan Securities is a complete package of core expertise, transparency and trust.”

✅ Conclusion

If your business generates cash surplus, don’t let it lie idle.

At Shreemoney Enterprises LLP, we offer intelligent cash management strategies designed for businessmen like you combining growth, flexibility, and peace of mind.

📞 Call to Action:

📈 Are your idle funds lying in a current account earning zero?

Let us help you earn more smartly and safely.

📲 Book a consultation with our business investment expert today.

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Our 25-Year Journey in Capital Markets: Trust, Growth & Technology

Our 25-Year Journey in Capital Markets: Trust, Growth & Technology

January 17, 2023

 

Introduction:

From a modest beginning in 1998 to becoming a trusted Authorised Person for Motilal Oswal Financial Services Ltd., the journey of Chauhan Securities (now ShreeMoney Enterprises LLP) is a story of vision, values, and evolving with time.

We didn't just grow in numbers we grew in trust, expertise, and the lives we touched.

🔹 1998 Humble Beginnings

CA Gautam Chauhan started Chauhan Securities as a sub-broker with Kedia Shares and Stock Brokers Ltd. With deep passion for research, investor education, and disciplined wealth creation, the foundation was laid.

Back then, investing was paper-based, and few had access to reliable advice.

Our mission: make quality investment guidance accessible to everyone.

🔹 2000s Building Trust, Client by Client

As markets evolved, so did investor needs.

Our firm grew with:

Individualized attention to each investor

Consistent performance through research-backed calls

Transparent communication in every market cycle

Client retention wasn’t a challenge it became our biggest strength.

🔹 2017 Digital Leap with Motilal Oswal

We partnered with Motilal Oswal Financial Services Ltd. as an Authorised Person, combining:

Our experience & personal touch

With MOFSL’s cutting-edge tech platforms, research, and support

We rebranded as ShreeMoney Enterprises LLP, ready to serve a new generation of investors with the same values but modern tools.

🔹 2020s Expanding, Evolving, Empowering

Today, we proudly serve:

First-time investors looking for hand-holding

Businessmen managing idle capital

Senior citizens seeking financial safety

Families planning for retirement, education, and wealth transfer

With a team led by:

Jayantilal Chauhan Veteran with 40+ years of capital market experience

CA Gautam Chauhan A strategic mind with 27+ years in finance

Jinesh Jain  A dynamic face for young investors

We now serve thousands of happy clients with honesty, simplicity, and expertise.

🔹 What Makes Us Different Today?

✔️ Research-first approach

✔️ Tailored investment plans

✔️ Multi-generation client base

✔️ Strong digital infrastructure

✔️ Deep-rooted ethics and transparency

✔️ Long-term relationships, not just transactions

✅ Conclusion

We’re not just a financial advisory firm. We are a financial partner, a guide, and a wealth creator for every kind of investor young or old, beginner or expert.

As we celebrate 25+ years of trust, we look forward to the next 25 helping India invest better, grow smarter, and retire richer.

📞 Call to Action:

Join our journey and let’s build your financial future together.

📲 Reach out to Chauhan Securities / ShreeMoney Enterprises LLP today.

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